Question: Is Insurance Invalid If No Mot?

Do you need an MOT for insurance?

Your insurance is invalid without one.

If you don’t have an MOT then your car insurance won’t cover you in an accident.

This means you’ll need to pay for any repairs to your car yourself and cover the costs of any other drivers involved if you are at fault..

Is it illegal not to have an MOT?

No, you must not drive on the road if your car does not have a valid MOT certificate. Motorists caught can be prosecuted and handed a £1,000 fine. There are, however, two exceptions to this. They are if you on your way to or from somewhere to be repaired and/or to a pre-arranged MOT test.

Do you get 14 days grace for an MOT?

It is assumed by many people that they have 14 days ‘grace’ after their MOT test Certificate expires to obtain a renewal – This is not the case. However, the MOT test regulations do make the provision for early testing by up to a calendar month to ease the renwal process.

Can speed cameras tell if you have no MOT?

Speed cameras do not detect if you have tax or MOT they are purely there to detect speeding motorists. You cannot get points for no MOT only a fine and DVLA deal with road tax not the police they merely report it to DVLA. DVLA have their own ANPR cameras and any speed camera are not linked to them.

What happens if you have an accident with no MOT?

If you have an accident and you have no valid MOT, your insurance company may state that your insurance was invalidated as a result. You are then left liable for any costs as a result of that accident.

How long can you drive without MOT?

three yearsThe simple answer is, no. If your vehicle is more than three years old, you can’t drive without an MOT unless you’re on the way to the garage for your pre-booked MOT appointment. Hoping to use this excuse if you’re caught on the way to work?

Can I drive a failed MOT car?

The answer is that you can still drive your vehicle if it fails the test and its existing MOT certificate is still valid (i.e. if your test was before the expiry date) as long as no ‘dangerous’ problem(s) were listed in the MOT.

What happens if MOT is late?

Rules relating to MOTs and driving your vehicle: You’re only allowed to drive your car when its MOT has expired if you’ve booked an MOT and are driving to the test centre. … Fines – A fine of up to £1,000 can be levied, and a vehicle possibly impounded if it’s found to have an invalid MOT certificate.

Is there an MOT grace period?

What is the ‘MOT grace period’? The MOT grace period myth is a misconception that there is a two-week grace period for lapsed MOTs. This is not true – and, if your MOT has expired, it is illegal to be driving your vehicle on the road.

Do ANPR cameras check mot?

Automatic number plate recognition (ANPR) cameras are everywhere, both in police cars and on the roadside, and they’ll cross-check your registration with the national database so that they can immediately tell when your vehicle doesn’t have a valid MOT certificate or road tax.