Quick Answer: What Credit Score Do You Need For Walmart?

Does Walmart credit card do a hard pull?

No, the Walmart Credit Card will do a hard pull.

You will need a credit score of at least 700 to get it, which is better than what most store cards require, but you will be able to use it anywhere Mastercard is accepted, which is pretty much anywhere..

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.

What is the maximum credit limit on a Walmart credit card?

You need fair credit (620+) to be eligible. The higher your score is, the higher you can expect your credit limit to be. There are reports of people getting Walmart Store Card limits of $400, $1,000 and $8,000. People report being approved and $1,200.

How can I get a Walmart credit card with bad credit?

Here’s how to get a Walmart credit card with bad credit:Get a secured card. Meant for people with bad credit, secured credit cards have the same credit-building potential as unsecured cards. … Make on-time payments. … Plan your utilization. … Reduce your debts. … Monitor your credit. … Apply for a Walmart card.

Is it easy to get approved for a Walmart credit card?

It is not very hard to get a Walmart credit card. … The Walmart Mastercard accepts applicants with good credit, so a score of 700 or higher. The Walmart store card will accept applicants with fair credit (score of 640 or higher) and is therefore easier to get.

Can I get a Walmart credit card with a 600 credit score?

Walmart reports that you’re “more likely to be approved” for their Mastercard credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

What credit card can I get with a 600 credit score?

Best credit cards if your FICO score is 600 to 649 overviewCredit CardBest ForDiscover it® SecuredCashback rewards AND building creditCapital One® QuicksilverOne® Cash Rewards Credit CardEveryday cash back rewards for fair creditCredit One Bank® Unsecured Visa® with Cash Back RewardPurchase APR4 more rows•5 days ago

How much of a loan can you get with a 600 credit score?

To lenders, your credit score is a reflection of your ability to repay debt on time and in full. Many lenders require a minimum 600 credit score when you apply for a personal loan….What credit score is needed for a personal loan?Credit score rangeAverage APR680-71911.88%660-67918.53%640-65926.15%620-63938.64%4 more rows•Aug 20, 2020

How bad is a 600 credit score?

Your score falls within the range of scores, from 580 to 669, considered Fair. A 600 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.

What are the easiest credit cards to get approved for?

Easiest Credit Cards to Get Approved for in 2020OpenSky® Secured Visa® Credit Card.Petal® Visa® Credit Card.First Progress Platinum Elite Mastercard® Secured Credit Card.Credit One Bank® Visa® Credit Card.Capital One® QuicksilverOne® Cash Rewards Credit Card.Wells Fargo Business Secured Credit Card.More items…•

What credit card can you get with a 550 credit score?

The best credit card for a 550 credit score is the OpenSky Secured Visa Card. There’s no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments.

How can I get a credit card with 5000 limit?

The best way to get a credit card with a $5,000 limit with bad credit is to apply for the Harley-Davidson Secured Card and place a $5,000 security deposit. A secured credit card’s credit limit is equal to the deposit amount. But most secured cards do not allow deposits as high as $5,000.